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Terms of Use and Privacy Statement

Protecting your privacy is important to us. Accordingly, we’re providing this document to explain the terms of use and how we collect, use and disclose information that we receive when you use our apps or websites.

Last Updated: January 18, 2016

Information Collection and Use

We collect a limited amount of information to provide and improve our service to you and to help us administer this service.

Our servers automatically record certain information about people accessing our website in automatic server logs. The data that is collected includes the time of your visit and the IP address of the computer you were using at the time. We reserve the right to store and analyze this information. In some circumstances we may engage a third party to analyse the data. We utilize Google Analytics to collect such log data on our behalf, and Google has its own privacy governing the use of data collected via its services, accessible at google.com/policies/privacy/.

Cookies

We use browser 'cookies' to collect certain information. We use tracking cookies through Google Analytics to monitor access to our marketing and sign-up pages. Although most browsers automatically accept cookies, you can change your browser options to stop automatically accepting cookies or to prompt you before accepting cookies. Please note, however, that if you don’t accept cookies, you may not be able to access all portions or features of our websites. Some third-party services providers that we engage may also place their own cookies on your browser. Note that this privacy policy covers only our use of cookies and does not include use of cookies by such third parties.

Personally Identifiable Information.

When you engage in certain actions on our services, including but not limited to joining our notification list for the Android version of the app, we’ll collect certain information that can be used to identify you, such as your email address. We will not share any personally identifiable information that we have collected from you except as described below:

Service Providers

We may engage third party service providers to work with us to administer and provide the services. These might for example include hosting companies and mailing list providers. These third-party service providers have access to your personal information only for the purpose of performing services on our behalf and are expressly obligated not to disclose or use your personal information for any other purpose.

Third Parties

We may share aggregated information and non-identifying information with third parties for industry analysis, demographic profiling and other similar purposes.

Business Transactions

Information that we collect from our users, including personal identifiable information, is considered to be a business asset. As a result, if we go out of business or enter bankruptcy or if we are acquired as a result of a transaction such as a merger, acquisition or asset sale, your personally identifiable information may be disclosed or transferred to the third-party acquirer in connection with the transaction.

Law Enforcement

It is our policy to protect you from having your privacy violated through abuse of the legal systems, whether by individuals, entities or government, and to contest claims that we believe to be invalid under applicable law. However, it is also our policy to cooperate with government and law enforcement officials and private parties. Accordingly, we reserve the right to disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary: (i) to satisfy or comply with any applicable law, regulation or legal process or to respond to lawful requests, including subpoenas, warrants or court orders; (ii) to protect our property, rights and safety and the rights, property and safety of third parties or the public in general; and (iv) to prevent or stop activity we consider to be illegal or unethical.

BTL Calculator App Disclaimer

The BTL Calculator app is intended for reference purposes only and does not offer investment advice. By using the app you acknoweldge that while we make every effort to ensure that information displayed is correct, we can not under any circumstnaces accept liability for incorrect results of factual errors. If you do notice any errors in results or the displayed calculations, please notify us at help@btl-tools.co.uk so that we can fix the app.

BTL Calculator App Information Collection

The BTL Calculator app currently does not transmit any information back to us. All information is stored locally on your mobile device.

Security

We take reasonable measures to protect the information that we collect from or about you from unauthorized access, use or disclosure. Please be aware, however, that no method of transmitting information over the internet or storing information is completely secure. Accordingly, we cannot guarantee the absolute security of any information.

Links to other sites

Our services may contain links to other websites and services. Any information that you provide on or to a third-party website or service is provided directly to the owner of the website or service and is subject to that party's privacy policy. Our privacy policy does not apply to such websites or services and we’re not responsible for the content, privacy or security practices and policies of those websites or services. To protect your information we recommend that you carefully review the privacy policies of other websites and services that you access.

International Transfer

Your personal information may be transferred to, and maintained on, computers located outside of your state, country or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction.

Changes to this document

Any information that we collect is subject to the privacy policy in effect at the time such information is collected. We may, however, modify and revise this policy from time to time. If we make any material changes to this document, we’ll notify you of such changes by posting them on the affected service or by sending you an email or other notification, and we’ll indicate when such changes will become effective.